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Kaufman quoted Larry Chiagouris, a professor of marketing at the �鶹��ý Lubin School of Business: �鶹��ý�For the longest time, ads presented the typical American household as Caucasian, heterosexual, two children and two cars in the driveway. �鶹��ý�There�鶹��ý�s still a part of the world that�鶹��ý�s like that, but there�鶹��ý�s a large portion that is nothing like the �鶹��ý�Father Knows Best�鶹��ý� Americana image. It�鶹��ý�s taken the advertising community, and particularly their clients, a long time to come to grips with that. They�鶹��ý�re risk averse.�鶹��ý�

�鶹��ý�鶹��ý�s Lubin Professor Bruce Bachenheimer was featured in WalletHub's recent article about Most Innovative States.

How can state policymakers encourage and facilitate innovation?

First, policymakers must realize that encouraging and facilitating innovation is quite a long-term prospect, one that will extend well beyond regular election cycles. It requires a deep understanding of what would actually make the state attractive, an honest assessment of the state�鶹��ý�s shortcomings, and a real commitment to meaningful action.

Other countries didn�鶹��ý�t want their citizens shadily stashing money in Switzerland, points out �鶹��ý economics professor Niso Abuaf, who used to work at Credit Suisse. �鶹��ý�Because of pressure from both the European regulators and the U.S. regulators, Swiss banks stopped being a tax haven,�鶹��ý� he said. �鶹��ý�And they had to compete in other ways in the global marketplace.�鶹��ý�

�鶹��ý Lubin Professor Philip G. Cohen was featured in WalletHub's recent article about States with the Highest & Lowest Tax Rates.

Bruce Bachenheimer, clinical professor of management at �鶹��ý, told WalletHub that, "Simply cutting some red tape and offering certain tax incentives is not enough. Without the right mix of government incentives and business opportunities, it is a bit like building a stool with a missing leg. Each state must work hard to recognize its unique strengths and weaknesses, and then carefully construct policies that genuinely benefit a new business."

�鶹��ý Clinical Professor of Management Bruce Bachenheimer said in the report that tax breaks and other incentives to encourage new businesses often don�鶹��ý�t produce net economic gains for states. �鶹��ý�Businesses may take advantage of these new incentives while they last, but then look to move on to the next economic opportunity just as quickly,�鶹��ý� he said. �鶹��ý�States should conduct the same careful due diligence and long-term analysis that corporations do when crafting such incentives,�鶹��ý� he said.

Lubin�鶹��ý�s Professor Bruce Bachenheimer was featured in WalletHub's recent article about Best States to Start a Business.

Lubin Professor Jessica Magaldi publishes an op-ed in Visible Magazine about how professors can use education resources to help the most vulnerable students.

�鶹��ý�鶹��ý�s Lubin Professor Larry Chiagouris was featured in WalletHub's piece about VISA credit cards.

Are there any good reasons for people to seek out a Visa credit card in particular?

No, it is not "bad" given Visa is accepted in most places and by more retailers, but some consumers believe that to be sure they can receive credit anywhere and everywhere, it is good to have a "backup" credit card from another bank or financial institution.

In addition, some consumers seek to stagger credit card payments by having more than one credit card.

Professor Edmund H. Mantell was featured in WalletHub's piece about Cheap Car Insurance in New York.